Gaviti Alternative With Gaviti Pricing and Competitors Compared

Gaviti is accounts receivable software built in Tel Aviv for finance teams that run credit, billing and collections as one process. Its menu lists modules for collections workflows, credit checks, cash application, dispute routing, customer invoice delivery, a self-service payment portal, analytics and an AI assistant that answers questions about the ledger in chat. It reads invoices from the ERP through a direct connection for cloud systems and through SFTP, email or HTTPS file drops for on-premise ones.

Gaviti's own homepage claims a 30% or greater decrease in DSO and a 50% decrease in late receivables. Those are vendor figures with no published method, so treat them as the upper end of what a well-run rollout produces, not a forecast for your ledger.

The buyer Gaviti is built for has a credit manager, a few collectors and a cash application clerk, often across several entities. If that describes your team, compare it with HighRadius, Billtrust, Tesorio and Versapay. If your AR department is one controller and a bookkeeper, most of the suite would sit unused.

Gaviti does not publish a price. Its pricing page, read in October 2026, says pricing is tailored to your usage and not charged per user, that core features such as unlimited workflows and unlimited users are included in every product, and that there are no hidden costs. To get a figure you fill in a quote form. TrustRadius lists no free version and no trial.

Comparable quote-only AR suites give a sense of scale. Vendr reports a median Tesorio contract of $17,644 a year across its buyer data, with a range from about $7,500 to $43,591, on 12-month terms invoiced upfront. That is not Gaviti's price, and Gaviti may well quote lower or higher, but it is the bracket a mid-market AR suite tends to land in.

Against that, a full year of DebtAgent costs $294 on Starter, $894 on Plus and $2,994 on Pro when billed yearly. If you want to read the Tesorio numbers in more detail, the Tesorio pricing breakdown lists what drives a quote up and which costs sit outside the subscription.

Gaviti competes with three groups, and only one of them publishes prices.

Order-to-cash suites: HighRadius, Billtrust, Versapay, Tesorio, Esker, Sidetrade and Quadient AR. All are quote only and aim at teams with dedicated collectors. Gartner's alternatives page for Gaviti leads with HighRadius.

AR automation with a list price: Chaser starts at $259 a month for Compact, Paidnice at $69 a month on QuickBooks and Xero, and InvoiceSherpa at $49. These connect to your accounting system and send reminders, some by SMS. Our Chaser alternative comparison and Paidnice comparison show their plans in full.

Collections agents for the overdue tail: DebtAgent, which starts at $49 a month and does one job, the follow up on invoices already past due. Upflow sits between the first two groups; see the Upflow alternative page if it is on your list.

Usually not as a first purchase. Gaviti's strengths are the parts a small business rarely needs: credit decisions on new accounts, cash application from lockbox files, multiple entities and an ERP feed. A company with forty open invoices and a handful of slow payers needs those invoices chased consistently, and that is a much smaller and cheaper job.

The test we suggest is simple. If you cannot name a person who will own the credit and cash application modules, buy the collections piece on its own first. Once your late balance is under control and the team grows, a full suite is easier to justify with a year of numbers behind it.

We would send a buyer to Gaviti rather than to us in four cases. When new customers need a credit limit set from bureau data before you ship. When payments arrive by lockbox and someone spends hours a day matching them. When you run several entities on SAP Business One, Dynamics 365 Business Central or Priority and want one collections view across them. And when a payment portal with zero-fee ACH matters more to you than the cost of the subscription.

DebtAgent does none of those four. It drafts and sends email follow up on past-due invoices, gives each customer a page to pay or respond, and keeps a timestamped log of every touch.

There is no implementation project. Paste the open invoice list or upload the CSV export of your aging report, and each customer shows up with the amount, invoice number, due date and days late. Generate a sequence for the oldest ten, read the drafts, approve them. Emails go out under your company name and replies land in your own inbox.

The cadence stops on its own when a customer pays, promises a date, disputes or asks you to stop contacting them. If an account still has not moved after the final notice, the page on placing a commercial account with an agency explains what the next step costs.